Homeowners Mortgage Enterprises, Inc., founded in 1983, is a leading mortgage company focused on efficiently and effectively originating, selling and financing residential mortgage loans. Our loan originations are primarily sourced through our network of retail branches in four states (South Carolina, Georgia, North Carolina and Florida), through our reverse mortgage production center in North Carolina and through our relationships with approximately 60 third party originators operating in eighteen states.
We are owned by a community bank, CoastalStates Bank, which is the largest bank headquartered in Hilton Head Island and surrounding Beaufort County in South Carolina. CoastalStates Bank is owned by CoastalSouth Bancshares, Inc., a bank holding company organized in Virginia and headquartered in Hilton Head Island, South Carolina.
COMMITTMENT TO QUALITY
Our mission to provide excellence in quality home financing by delivering an exceptional customer experience to all we serve. By delivering a full-suite of mortgage loan products, we have successfully served the communities in our markets for over 32 years and we stand ready to assist customers in meeting their home purchase or refinancing needs. Along the way we have earned a stellar reputation as one of the premier residential mortgage lenders in the Southeastern U.S.
COMMITMENT TO SERVICE
Our team of mortgage professionals provides an excellent support system to our growing clientele in the retail, wholesale and correspondent loan origination channels. We continue to expertly navigate through the ever-changing landscape of the mortgage lending business by offering unparalleled assistance, technical expertise and problem solving skills. We stand ready to assist our customers in every way possible. Our goal is to provide an efficient, diligent and positive customer experience by closing every creditworthy loan in a timely and professional manner.
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