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Privacy Policy

Homeowners Mortgage has created this privacy statement in order to demonstrate our firm commitment to our customer’s privacy. We do not gather, share or release ANY customer information except as required by industry standard mortgage underwriting guidelines. We will not sell, rent, or give away our clients’ personal information to other companies for them to use in selling others’ products or services. The following discloses the information gathering and dissemination practices for our company.

Asking for your information

Homeowners Mortgage Enterprises, Inc. respects our clients’ right to privacy online and we take active steps to keep your information private.

The credit approval process, by its nature, requires that we ask clients for personal information. Homeowners Mortgage Enterprises, Inc. only uses that information for the purpose of approving your credit request.

Personal Information Privacy

We will take all appropriate steps to keep your personal information confidential. Those steps include limiting access to client information databases, communicating this policy statement to all our employees; establishing and enforcing penalties for violating this statement.

When we do contract with another company to market or advertise products or services for us, Homeowners Mortgage Enterprises, Inc. will insist on binding agreements from those companies protecting our client information. We will vigorously enforce all privacy agreements we have with other companies.

Homeowners Mortgage Enterprises, Inc. actively seeks customer feedback and comments on our products and services. These comments help us make sure we are meeting our customers current and future needs.

Application Information Privacy

Homeowners Mortgage Enterprises, Inc. uses the Secure Sockets Layer (SSL) protocol to safeguard your information during online transactions. None of the people who have applies on our web site using SSL, have reported fraudulent use of their credit card as a result of their online order. If you’re not comfortable sending your application information online, you are always free to call us at (888) 653‑9037 or email us at info@homeownersmtg.com.

Cookies

Homeowners Mortgage Enterprises, Inc. currently uses a “cookie” on our site. We do this to help borrowers complete application effectively and provide better answers to there questions.

Our cookies tag each visitor’s browser with a random, unique number. The cookie simply assigns a number and does not disclose any personal information about the person using the browser.

Delete/Deactivate

Our site provides users the opportunity to remove themselves and their information from our system at any point prior to signing our Service Agreement that initiates the process. (Once the loan has been put into process, state law requires that we maintain a file for a minimum of three years. The information will not be released, but we are required to retain the file).

Contacting the Web Site

If you have questions regarding this policy statement, the practices of the site, or your dealings with this Web site you can contact:

Homeowners Mortgage Enterprises, Inc.
2530 Devine St.
Columbia, SC 29205

or via email at info@homeownersmtg.com